Family - Whanau
The arrival of a baby brings many changes to a family/whānau. All families differ, depending on their situation, culture, traditions and support available. Family/whānau and community support are important parts of raising a child.
Finance for families
The arrival of a baby can impact on how much money you have coming into the family and how much you need to spend. Think about things such as making the most of your income, adjusting to living on a tighter budget, protecting your family against the unexpected, and building resources for the future.
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Financial help
With the birth of a baby your earnings from work may go down or your benefit entitlement may change.
Planning for the future
You may like to start to think now about the financial resources you will need in the future to support your family and yourself.
Protecting your family
You may like to consider how to protect your family financially in the future.
Reducing spending
There are several ways that you may be able to reduce your spending and these will depend on your individual situation
